of recurring revenue is at risk over the next thirty days.
£247K we can save before the issuer ever sees a decline.
Each dot is one upcoming payment. Position by due date, colour by failure probability. The red ones won't go through unless we act.
Card lifecycle is the lion's share — and the most automatable. Behavioural drift is retention work disguised as a payments problem. Issuer/contextual is the long tail.
The pre-emptive moves the system would dispatch right now — ordered by expected revenue protected per pound of intervention cost. Tap any row for the reasoning.
Pre-failure intervention costs roughly a fifth of post-failure recovery, succeeds at twice the rate, and never triggers the friction cascade that drives voluntary churn after a decline.
30,720 expected failures hit the issuer. Recovery Console catches what it can. Voluntary churn cascades silently in the customers who got declined.
Radar deflects 18,520 failures pre-issuer. The remaining 12,200 become Recovery Console's job. Total leakage falls 60%.
£247K saved, and 18,520 customers never see a decline screen.